By reducing lender risk, we unlock financing opportunities that keep thriving enterprises alive and evolving under new ownership.
Australia faces a surge of retiring small business owners ready to pass on their successful ventures.
Estimated wealth transfer in the next decade, marking Australia's largest intergenerational business transition
Thousands of SMEs seeking buyers over the next decade due to generational turnover
Target revenue range for businesses in our guarantee program
Buyers still apply for loans through their chosen lenders, while we stand behind the scenes to back the loan. This provides the banks with the confidence needed to approve secured loans to a much broader pool of qualified lenders.
By providing carefully vetted loan guarantees, we lower lenders' exposure to default risk. This gives banks the confidence to approve more financing for qualified buyers.
We reduce collateral hurdles so capable entrepreneurs can acquire established, profitable businesses. This opens doors for new owners who would otherwise struggle to secure funding.
Our small monthly revenue share lets our success track the business's long-term growth. Instead of large upfront fees, we remain invested in sustainable enterprise performance.
Ensures that essential local enterprises remain operational, protecting jobs and preserving economic vibrancy.
We focus on prospective buyers of established small businesses with revenues between $500k and $5M, as well as the lenders and brokers who want to confidently facilitate these ownership transitions.
Compare secured vs unsecured loan options and see how our guarantee can help you save.
See how much you could save with our guarantee
Monthly Payment
$0
Interest Rate (avg)
8%
Monthly Royalty (2%)
$0
Monthly Payment
$0
Interest Rate (avg)
16%
Monthly Royalty
N/A
With Guarantee
$0
Without Guarantee
$0
Total Savings with Our Guarantee
$0
Please provide the following information to proceed with your application
Our guarantee program provides multiple advantages for both buyers and lenders
Secure loans at rates typically 8% lower than unsecured options, resulting in significant monthly savings.
Our guarantee removes traditional collateral barriers, making business acquisition more accessible.
Revenue-based guarantee structure aligns our success with your business growth.
Calculate your potential savings and see how our guarantee can help you acquire the business you want.
Hear from business owners who've successfully transitioned using our guarantee program
"The guarantee program made it possible for us to secure financing at rates we never thought possible. The savings have been crucial for our growth strategy."
Melbourne-based Retail Chain
$2.5M Acquisition
"The streamlined process and reduced collateral requirements made our business transition smooth and efficient. We maintained all existing jobs and even expanded."
Brisbane Manufacturing Facility
$4.2M Acquisition
"As a first-time business buyer, the guarantee program gave us the credibility we needed with lenders. The monthly revenue share model aligned perfectly with our growth plans."
Sydney Professional Services
.8M Acquisition
Common questions about our loan guarantee program
Established small businesses with revenues between $500k and $5M are eligible. The business should have a proven track record of profitability and stable cash flows.
Our guarantee is tied to a small percentage of monthly revenue rather than large upfront fees. This ensures our interests align with the business's long-term success.
Key documents include financial statements, bank statements, business plan, cash flow projections, and proof of identity. Our team will guide you through the process.
Typical approval time is 2-4 weeks once all documentation is received. Our streamlined process ensures efficient evaluation while maintaining thorough due diligence.
Still have questions? We're here to help.
Contact UsHave questions about our guarantee program? Our team is here to help guide you through the process.
1300 AUS LOAN (1300 287 562)
info@ausloanguarantees.com.au
Level 25, 88 Phillip Street
Sydney NSW 2000